Work for Yourself.
Get Health Coverage That Works for You.
Save up to 47% on monthly health premiums with nationwide private PPO networks, $0 deductible options, and 100% tax deductibility on Form 1040 Schedule 1.
Instant Self-Employed Rate Comparison
Instantly query verified underwriting tables across 48 available states for single 1099, spouse, and family plans.
Scroll down to run your quote ↓Calculated directly using verified underwriting rate matrices for 1099 professionals, freelancers, and small business owners.
Doctor & Hospital PPO Network Directory Lookup
Access any doctor or hospital in the U.S. Verify if your primary physician, specialist, or regional hospital system is inside private PPO networks.
100% Tax-Deductible Health Insurance Calculator
Calculate how Line 17 (Schedule 1) allows self-employed, 1099, and sole-proprietor business owners to write off 100% of health insurance premiums.
Key Considerations for 1099 Health Insurance
What independent contractors need to know when choosing coverage.
Network Freedom
Unlike restrictive HMO exchange plans, nationwide PPO networks allow you to visit any doctor or specialist without requiring referrals or gatekeepers.
Form 1040 Line 17 Deduction
Self-employed health insurance deduction reduces your Adjusted Gross Income dollar-for-dollar without needing to itemize deductions on Schedule A.
Year-Round Enrollment
Private medically underwritten PPO plans are available 365 days a year—no need to wait for ACA Open Enrollment or qualifying life events.
Simple & Transparent Process
How we help self-employed professionals secure optimal coverage.
Calculate Rate
Enter household details and state in our calculator.
Verify Doctors
Use the provider tool to check your physicians.
Select Option
Choose $1k, $2.5k, or $5k deductible Gold PPO.
Lock Rate
Connect with an agent to finalize enrollment.
Human Guidance Matters
Navigating health insurance as an independent professional doesn't have to be overwhelming. Our licensed agents specialize in self-employed health coverage and are available to verify network status, explain policy details, and guide you through enrollment.